We recommend before you start looking for a home, find the right lender and the right mortgage for you. Each situation is unique and our goal is to help you match the right lender and program that works best for you. The bottom-line…. Save Money! There is no reason to pay a lender thousands just to do business with you, let them compete and earn it!
In order to make great decisions you need all the facts. What programs are available and which lenders have the best programs, zero fee’s, best rates and MORE!
✅ Know your Credit Score (CreditKarma can help)
✅ Don’t give out your SS# when your shopping rates and programs. Get a rough estimate based on your score.
✅ Don’t Change Jobs or Bank Accounts
✅ Don’t Co-Sign loans for Anyone
✅ Don’t Apply for New Credit include a New Car
✅ Don’t Deposit Cash – Banks need to see a paper trail
✅ Bottom Line – Any blip in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved.